Frequently Asked Questions


<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> <HTML><HEAD> <META http-equiv=Content-Type content="text/html; charset=unicode"> <META content="iLevel Software - Insite Server" name=GENERATOR></HEAD> <BODY> <TABLE WIDTH="100%" BORDER="0" CELLPADDING="0" CELLSPACING="0" ID="Table1"> <TR> <TD WIDTH="15"><IMG height=1 src="images/spacer.gif" width=15 border=0></TD> <TD class="txt"> <P STYLE="MARGIN-BOTTOM: 3px"><B class="hd1">Motor Insurance</B></P> <P STYLE="MARGIN-TOP: 3px; MARGIN-BOTTOM: 3pt; MARGIN-LEFT: 25px"><B STYLE="COLOR: #1e4d86"> Q: If I have a Motor Insurance Policy from Arope, am I covered outside Lebanon?</B></P> <P STYLE="MARGIN-TOP: 3px; MARGIN-LEFT: 25px" ><IMG height=11 src="images/bul.gif" width=8 border=0> <B>Answer: </B>No, your Motor Insurance coverage is restricted to the Lebanese Territory only. However, you can purchase an <strong>Orange Card</strong> plan&nbsp;to cover you in one or more Arab Countries as well.</P> <P STYLE="MARGIN-BOTTOM: 3pt; MARGIN-LEFT: 25px"><B STYLE="COLOR: #1e4d86">Q: What happens if I sell my car?</B></P> <P STYLE="MARGIN-TOP: 3px; MARGIN-LEFT: 25px" ><IMG height=11 src="images/bul.gif" width=8 border=0> <B>Answer:</B> You can either transfer your policy to your new car, or transfer it to the new car owner after securing the acceptance of both the new owner and AROPE.</P> <P STYLE="MARGIN-BOTTOM: 3pt; MARGIN-LEFT: 25px"><B STYLE="COLOR: #1e4d86">Q: If a relative of mine, or a friend, was driving my car and had an accident, will I be covered?</B></P> <P STYLE="MARGIN-TOP: 3px; MARGIN-LEFT: 25px" ><IMG height=11 src="images/bul.gif" width=8 border=0> <B>Answer:</B> Yes, as long as the driver has a valid driver's license excluding Sayarati Policy.</P> <P STYLE="MARGIN-BOTTOM: 3pt; MARGIN-LEFT: 25px"><B STYLE="COLOR: #1e4d86">Q: What if my car broke down in the middle of nowhere?</B></P> <P STYLE="MARGIN-TOP: 3px; MARGIN-LEFT: 25px" ><IMG height=11 src="images/bul.gif" width=8 border=0> <B>Answer:</B> With every Motor Insurance policy from AROPE, you have a free membership with a towing service company for emergency road assistance covering the totality of the Lebanese Territory and around the clock. All you have to do is just dial our Customer Service Hotline on 01/747555 and you will be taken care of.</P> <P STYLE="MARGIN-BOTTOM: 3pt; MARGIN-LEFT: 25px"><B STYLE="COLOR: #1e4d86">Q: <strong>As the driver, will I be covered&nbsp;for Bodily Injury in my&nbsp;Motor Insurance Policy? What about relatives of mine?</strong></B></P> <P STYLE="MARGIN-TOP: 3px; MARGIN-LEFT: 25px" ><IMG height=11 src="images/bul.gif" width=8 border=0> <B>Answer: </B>If your policy is All-Risk, you and your relatives are&nbsp;covered. If you have a Motor Third Party Liability Insurance, you and your relatives are not covered. However, you can purchase an optional coverage &quot;Driver and Related Passengers&quot; to complement your existing one. </P> <P STYLE="MARGIN-BOTTOM: 3px"><B class="hd1">Property Insurance</B></P> <P STYLE="MARGIN-TOP: 3px; MARGIN-BOTTOM: 3pt; MARGIN-LEFT: 25px"><B STYLE="COLOR: #1e4d86"> Q: Can I insure my Property (Apartment, Building) without its content?</B></P> <P STYLE="MARGIN-TOP: 3px; MARGIN-LEFT: 25px" ><IMG height=11 src="images/bul.gif" width=8 border=0> <B>Answer:</B> Yes, you can. However, it is more advisable to do both for an optimum Property Coverage.</P> <P STYLE="MARGIN-TOP: 3px; MARGIN-BOTTOM: 3pt; MARGIN-LEFT: 25px"><B STYLE="COLOR: #1e4d86"> Q: If my house caught Fire from a Neighbor's house, will my policy cover this risk?</B></P> <P STYLE="MARGIN-TOP: 3px; MARGIN-LEFT: 25px" ><IMG height=11 src="images/bul.gif" width=8 border=0> <B>Answer:</B> Yes, for sure.</P> <P STYLE="MARGIN-BOTTOM: 3px"><B class="hd1">Medical Insurance</B></P> <P STYLE="MARGIN-TOP: 3px; MARGIN-BOTTOM: 3pt; MARGIN-LEFT: 25px"><B STYLE="COLOR: #1e4d86"> Q: If I had a new Baby, can I insure him/her immediately with <strong>AROPE</strong>?</B></P> <P STYLE="MARGIN-TOP: 3px; MARGIN-LEFT: 25px" ><IMG height=11 src="images/bul.gif" width=8 border=0> <B>Answer: </B>If you and your Wife/Husband are insured with AROPE, you can insure your new-born baby with us after 15 days of his/her birth.</P> <P STYLE="MARGIN-TOP: 3px; MARGIN-BOTTOM: 3pt; MARGIN-LEFT: 25px"><B STYLE="COLOR: #1e4d86"> Q: If I have Social Security, can I still have a 100% Out-Hospital insurance?</B></P> <P STYLE="MARGIN-TOP: 3px; MARGIN-LEFT: 25px" ><IMG height=11 src="images/bul.gif" width=8 border=0> <B>Answer:</B> You can always choose this option, even with NSSF coverage.</P> <P>&nbsp;</P> </TD> <TD WIDTH="15"><IMG height=1 src="images/spacer.gif" width=15 border=0></TD> </TR> </TABLE></BODY></HTML>